Iterambere ryisoko ryamatungo yabanyamerika rirashobora kugaragara muguhindura amafaranga yimitungo yabanyamerika

Amakuru y’inganda y’amatungo, vuba aha, ibiro bishinzwe ibarurishamibare muri Leta zunze ubumwe z’Amerika (BLS) byasohoye imibare mishya ku mikoreshereze y’imiryango y’amatungo y'Abanyamerika. Nk’uko imibare ibigaragaza, imiryango y'amatungo y'Abanyamerika izakoresha miliyari 45.5 z'amadolari mu biribwa by'amatungo mu 2023, bikaba byiyongereyeho miliyari 6.81 z'amadolari, ni ukuvuga 17,6 ku ijana, ugereranije n'amafaranga yakoreshejwe mu biribwa by'amatungo mu 2022.

Ni ngombwa kumenya ko amakuru yakoreshejwe yakoreshejwe na BLS ntabwo ahwanye neza nigitekerezo gisanzwe cyo kugurisha. Urugero, muri Amerika kugurisha ibiryo by’imbwa ninjangwe, bizagera kuri miliyari 51 z'amadolari mu 2023, nk'uko bivugwa na Packaged Facts, kandi ibyo ntibikubiyemo no kuvura amatungo. Dufatiye kuri iyi ngingo, Ikigo cy’Amerika gishinzwe ibarurishamibare cy’umurimo amakuru akoresha gikubiyemo ibikomoka ku matungo yose akoreshwa.

Hejuru y'ibyo, amakuru ya BLS yerekana ko muri rusange amafaranga yo kwita ku matungo y'Abanyamerika muri 2023 azagera kuri miliyari 117.6 z'amadolari, yiyongeraho miliyari 14.89, ni ukuvuga 14.5%. Mu bice by'inganda, serivisi z'amatungo n'ibicuruzwa byabonye iterambere ryinshi, bigera kuri 20%. Ni iya kabiri nyuma yo gutunga ibiryo mu gukoresha, igera kuri miliyari 35.66. Amafaranga yakoreshejwe mu gutunga amatungo yazamutseho 4,9 ku ijana agera kuri miliyari 23.02; Serivise z’amatungo zazamutseho 8.5 ku ijana zigera kuri miliyari 13.42.

Gusenya imiryango y’amatungo ukurikije ibyinjira, bitandukanye n’ibisanzwe mu myaka yashize, imiryango y’amatungo yinjiza menshi mu bihe byashize izabona ubwiyongere bukabije bw’ikoreshwa ry’ibiribwa by’amatungo, ariko mu 2023, itsinda ryinjiza rito riziyongera cyane. Muri icyo gihe, amafaranga yakoreshejwe yiyongereye mu matsinda yose yinjiza, hiyongereyeho 4,6 ku ijana. By'umwihariko:

Imiryango y’amatungo yo muri Amerika yinjiza amadorari atarenga 30.000 ku mwaka izakoresha impuzandengo y’amadolari 230.58 mu biribwa by’amatungo, bikaba byiyongereyeho 45.7 ku ijana kuva mu 2022. Amafaranga yakoreshejwe muri iryo tsinda agera kuri miliyari 6.63, bingana na 21.3% by’imiryango y’amatungo y’igihugu.

Ndetse amafaranga menshi akoreshwa ava mumiryango itungwa yinjiza amadorari 100.000 na 150.000 kumwaka. Iri tsinda rigizwe na 16,6% by’ingo z’amatungo y’igihugu, rizakoresha impuzandengo y’amadolari 399.09 mu biribwa by’amatungo mu 2023, bikiyongeraho 22.5%, byose hamwe bikoresha miliyari 8.38.

Hagati y’abo bombi, imiryango y’amatungo yinjiza hagati y’amadolari 30.000 na 70.000 $ ku mwaka yongereye amafaranga y’ibiribwa by’amatungo ku kigero cya 12.1 ku ijana, ikoresha impuzandengo ya $ 291.97 kuri miliyari 11.1. Iri tsinda rikoresha amafaranga arenze ayo yinjiza amadolari 30.000 ku mwaka, kuko agera kuri 28.3% y’amatungo y’igihugu.

Abinjiza hagati y’amadolari 70.000 na 100.000 $ ku mwaka bangana na 14.1% yimiryango yose itunzwe. Impuzandengo yakoreshejwe mu 2023 yari $ 316.88, yiyongereyeho 4,6 ku ijana ugereranyije n’umwaka ushize, yose hamwe yakoresheje miliyari 6.44.

Hanyuma, abinjiza amadolari arenga 150.000 kumwaka bagize 19.8 kwijana ryimiryango yose itunzwe muri Amerika. Iri tsinda ryakoresheje impuzandengo ya $ 490.64 mu biribwa by’amatungo, byiyongereyeho 7.1 ku ijana guhera mu 2022, byose hamwe byakoresheje miliyari 12.95.

Urebye abakoresha amatungo mubyiciro bitandukanye, impinduka zikoreshwa mumatsinda yose yerekana inzira ivanze yo kwiyongera no kugabanuka. Nko hamwe nitsinda ryinjiza, kwiyongera kwamafaranga byazanye ibintu bitunguranye.

By'umwihariko, abafite amatungo bafite hagati ya 25-34 bongereye amafaranga yabo mu biribwa by'amatungo ku kigero cya 46.5 ku ijana, abatarengeje imyaka 25 bongera amafaranga yabo ku gipimo cya 37 ku ijana, abafite imyaka 65-75 bongera amafaranga bakoresheje 31.4 ku ijana, naho abarenga 75 bongera amafaranga yabo ku kigero cya 53.2 ku ijana. .

Nubwo igipimo cyaya matsinda ari gito, bingana na 15.7%, 4.5%, 16% na 11.4% byabakoresha amatungo yose uko yakabaye; Ariko amatsinda mato mato kandi ashaje yabonye ubwiyongere bukabije mumikoreshereze kurenza isoko.

Ibinyuranye, amatsinda yimyaka 35-44 (17.5% yabatunze amatungo yose) hamwe nimyaka 65-74 (16% yabatunze amatungo yose) babonye impinduka zisanzwe mumikoreshereze, biyongeraho 16,6% na 31.4%. Hagati aho, amafaranga yakoreshejwe na ba nyiri amatungo afite imyaka 55-64 (17.8%) yagabanutseho 2,2%, naho abakoresha ba nyiri amatungo bafite imyaka 45-54 (16.9%) bagabanutseho 4.9%.

Ku bijyanye no gukoresha, abafite amatungo bafite imyaka 65-74 bayoboye inzira, bakoresha impuzandengo ya $ 413.49 $ yose hamwe yakoresheje miliyari 9. Ibyo byakurikiwe n’abafite imyaka 35-44, bakoresheje impuzandengo ya $ 352.55, amafaranga yose hamwe angana na miliyari 8.43. Ndetse itsinda rito - abafite amatungo bari munsi yimyaka 25 - bazakoresha impuzandengo ya $ 271.36 kubiryo byamatungo muri 2023.

Amakuru ya BLS yanavuze ko nubwo kwiyongera kw'amafaranga ari byiza, bishobora guterwa n'igipimo cy'ifaranga rya buri kwezi ku biribwa by'amatungo. Ariko mu mpera z'umwaka, ibiciro by'ibiribwa by'amatungo byari bikiri hejuru ya 22 ku ijana ugereranije no mu mpera za 2021 kandi hafi 23 ku ijana ugereranije no mu mpera za 2019, mbere y'icyorezo. Izi mpinduka z'igihe kirekire ntizihinduka cyane mu 2024, bivuze ko bimwe muri uyu mwaka kwiyongera kw'ibiribwa bikomoka ku matungo nabyo bizaterwa n'ifaranga.